Cash benefits on approved claims are paid directly to you (or whomever you choose) and can be used to help cover household bills, medical payments, or anything you or your designee wish.

Benefits for a covered accidental death are paid directly to your designated beneficiary, to use as they see fit.

To initiate the claims process, please send written notice of claim to AIG, P.O. Box 81969, Cleveland, OH 44181-1969 within 20 days* after your loss, or as soon as reasonably possible. A claim form will be sent to you once written notice of your claim is received. Proof of your loss must be sent within 90 days* after your loss, or as soon as reasonably possible. Benefits for covered losses will be paid immediately upon receipt of your written proof of loss. You may also call Customer Service to request a claim form.

*Time periods may vary by state and will be disclosed in your issued policy.

Yes, you may cancel coverage at any time, for any reason. Any unearned premium and/or service fees will be refunded to you.